Fixed Interest - When you have lots of little debts

Almost every single student graduates with debt nowadays.

Fixed Interest - When you have lots of little debts, it is likely that some of them will have fixed interest, especially if you took out a credit card or two as a student. This is especially useful if you have missed a lot of payments in the past because you will go from negative to positive in the duration of your set of payments.

When you consolidate debt you can benefit from lots of benefits that you cannot if you just paid them off by yourself. Here are some of the best ones I can think of. Then can vary massively on things that are out of your control.